home, living and lifestyle for the modern world

This is the time where we all start to look out for better deals in all our home and living expenses. It is becoming a norm that people only shop and buy when there’s a sale. Otherwise, most will just sit and wait for a price knock down. All most household tighten their belts to [...]

When it comes to insurance plans, everyone tends to have their own opinions and views. Personally, I have a life insurance plan as well as a medical insurance renewed on a yearly basis. I know that some people don’t believe in insurance at all and they have their own reasons not to embrace the concept. [...]