home, living and lifestyle for the modern world

All of us have different belief system and mindset. There is really no right nor wrong in thinking or feeling a certain way. Once upon a time, I didn’t believe in any sort of insurance. I would shun my friends who are trying to sell me insurance and worse still, some of them are Wholesale [...]

Last year, I took the initiative to purchase a medical insurance policy for my mom. To my surprise, I got a lecture from her instead of an appreciation. She thought I was ‘wasting’ money cos she assured me that she was very healthy and would not end up with any medical problems. It was hard [...]

While shopping in the mall that day, I was approached by a few different promoters, telling me about the benefits of their respective credit card companies. Well, I must admit that I used to hold a few cards previously and decided to put to a stop and cancel a few after the government impose a [...]

This is quite a busy trip for me in Singapore even though there aren’t many official tasks to accomplish. But I kinda feel pretty harmonious being back… I feel safe The last two days had been spent running some personal errands and shopping! The Great Singapore Sale is on but I haven’t been that impressed [...]

If you have been following the financial and global news lately, you can agree that the economic outlook for 2009 is a pessimistic one. Investors are cautious with the current instability and volatility and it is depressing (to a certain extent) to hear about companies closing down and retrenching staff everyday. People used to think [...]

I know that some people still don’t adhere to this but I am one who believes in covering my family with a good health insurance. Health insurance is important to every individual because one never knows when he will need it. Today’s modern medicine, medical diagnostic and treatment procedures are more costly than before so [...]

Until now, it’s hard for me to convince some friends on why they need to purchase a health insurance. People give all kinds of excuses on why they don’t need a health insurance plan and coverage. Some think it’s complicated and most think it’s expensive and other think it’s a waste of money. Whatever you [...]

Locking your Identity takes time, attention to detail and deep knowledge of the ways thieves penetrate the lives of consumers, how banks issue credit as well as the laws, procedures and regulations which govern how your personal information is released, sold, shared and compromised. Some of what we can do you can do for yourself. [...]

When it comes to insurance plans, everyone tends to have their own opinions and views. Personally, I have a life insurance plan as well as a medical insurance renewed on a yearly basis. I know that some people don’t believe in insurance at all and they have their own reasons not to embrace the concept. [...]

I’ve often heard different opinions on Payday Loans by different people. Some think that it is helpful when one needs cash on emergency matters while another group of individuals would argue that this can cause people to fall into the debt trap. While it may be hard to teach some lenders the principles of discipline [...]