It’s always good to plan for the future and my mom always encourages me to save since I was little.

Growing up, it’s hard to resist the temptations to get a new wardrobe, buy new shoes and bags each time. But as I move into later years, the importance of savings grew. I was asked by friends to buy silver coins and invest in gold though I must say that it is an educational process for me. Property investment is one aspect that is popular among my friends but it doesn’t makes sense when the ROI isn’t attractive.

I think at the end of the day, it’s still good to save some money for emergencies and rainy days.