With christmas approaching, it’s a time where I start drafting out my christmas gift ideas list for my family members and loved ones. My little boy is after a new toy all the time so it’s easy to satisfy him with a Thomas and friends train set or a transformer set. As for hubby, I may get him a set of Titleist golf accessories since he’s starting to polish his golfing skills again.

Oh yes, what about me – maybe I deserve a new bag, a pair of new shoes or maybe a pair of earring from Tiffany & Co… oh, it’s a time of spending again. I gotta remember that an economic crisis is hanging around our necks in 2009.